|
|
Compare Life Insurance plans in minutes.
Get free, no obligation quote for your situation. Enter your date of birth |
FAQs
Who can apply for life insurance cover?
Anyone between the ages of 18 and 69 can apply for life insurance. Getting life insurance cover will give you peace of mind as you know that your family will be taken care of.
What length of life insurance policy should I choose?
In most cases people take out life insurance that lasts until some key date in the future. For example it could be when the mortgage is paid off, or the when they reach retirement, or then they feel that the children are independent. Working back with those dates in mind will help you decide the term of your life insurance cover.
Should I choose joint or a single life insurance policy?
Advisers will usually recommend two single life insurance policies since there is not a big difference in cost however, the cover provided is doubled. Having this double life insurance can provide valuable extra cover to support surviving family members for very little extra cost. Having two single life policies is particularly relevant in case of critical illness. If a person is diagnosed with a critical illness their partner will not want their insurance to be lost, which would be the case on a joint life insurance policy.
What level of life insurance cover do I need?
Level of coverage depends on your personal situation. There are many factors to consider:
- without your contribution how would your financial dependants meet their bills?
- have you provided enough money to pay off any mortgage you owe?
- do you need extra money to support your family (especially if you have young dependants)?
Can a life insurance policy be cancelled?
Yes, you can cancel your life insurance policy at any time; however, you should keep in mind the fact that the cover will stop and you won't get any refund for the years you have been paying the insurance premiums.
If you would like to get more information about your life insurance options please complete a short form and a broker will be in touch with you shortly to discuss any questions you may have.
<<Get Quote>>
Who can apply for life insurance cover?
Anyone between the ages of 18 and 69 can apply for life insurance. Getting life insurance cover will give you peace of mind as you know that your family will be taken care of.
What length of life insurance policy should I choose?
In most cases people take out life insurance that lasts until some key date in the future. For example it could be when the mortgage is paid off, or the when they reach retirement, or then they feel that the children are independent. Working back with those dates in mind will help you decide the term of your life insurance cover.
Should I choose joint or a single life insurance policy?
Advisers will usually recommend two single life insurance policies since there is not a big difference in cost however, the cover provided is doubled. Having this double life insurance can provide valuable extra cover to support surviving family members for very little extra cost. Having two single life policies is particularly relevant in case of critical illness. If a person is diagnosed with a critical illness their partner will not want their insurance to be lost, which would be the case on a joint life insurance policy.
What level of life insurance cover do I need?
Level of coverage depends on your personal situation. There are many factors to consider:
- without your contribution how would your financial dependants meet their bills?
- have you provided enough money to pay off any mortgage you owe?
- do you need extra money to support your family (especially if you have young dependants)?
Can a life insurance policy be cancelled?
Yes, you can cancel your life insurance policy at any time; however, you should keep in mind the fact that the cover will stop and you won't get any refund for the years you have been paying the insurance premiums.
If you would like to get more information about your life insurance options please complete a short form and a broker will be in touch with you shortly to discuss any questions you may have.
<<Get Quote>>
